“Pre-approval” refers to a preliminary or conditional approval for a loan or credit, typically provided by a financial institution or lender before the borrower finalizes a loan application or commits to a specific purchase. It serves as an initial assessment of a borrower’s creditworthiness and their ability to secure financing for a particular purpose. Here are some key points about pre-approval
Pre-approval helps borrowers determine how much they are likely to be able to borrow based on their financial situation and creditworthiness.
Pre-approval allows borrowers to establish a budget and make informed decisions about the affordability of their intended purchase.
Pre-approval provides a clear understanding of how much you can borrow, helping you set a realistic budget for your property search.
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