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SMSF Services

SMSF loans, also known as Self-Managed Superannuation Fund loans, are a specific type of financial product designed for Australians who have established self-managed superannuation funds (SMSFs). These loans allow SMSFs to borrow money to invest in various assets, including residential or commercial real estate, shares, and other approved investments, within the regulatory framework set by the Australian Taxation Office (ATO). Here are some key aspects of SMSF loans

Key Features of SMSF Loans

Limited Recourse Borrowing Arrangement

SMSF loans are structured as LRBA, which means that the lender’s recourse in the event of default is limited to the asset being acquired with the loan. 

Loan-to-Value Ratio

SMSF loans are structured as LRBA, which means that the lender’s recourse in the event of default is limited to the asset being acquired with the loan. 

Loan Terms

SMSF loans typically have terms of up to 30 years, although shorter terms are common for residential property investments